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  #16   ^
Old Tue, Feb-25-20, 08:21
Bonnie OFS Bonnie OFS is offline
Senior Member
Posts: 2,506
 
Plan: Dr. Bernstein
Stats: 188/150/135 Female 5 ft 4 inches
BF:
Progress: 72%
Location: NE WA
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Quote:
Originally Posted by patriciakr
The medicare I don't need as I am on my husband's work insurance. The medicare that will now deduct a significant amount from my social security payments because it costs to be on medicare part b etc.
I am not a fan.


I'm in a similar position. I have VA insurance which pays almost 100% & costs me nothing but the aggravation of dealing with them. But I'm paying for Medicare, which costs up front & as well as not paying anywhere close to 100%. I guess I'm sort of paying extra for husband's Medicare.
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  #17   ^
Old Tue, Feb-25-20, 09:10
s93uv3h's Avatar
s93uv3h s93uv3h is online now
Senior Member
Posts: 1,528
 
Plan: Atkins & IF / TRE
Stats: 000/014.5/015 Male 5' 10"
BF:
Progress: 97%
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Volunteering at a pharmacy and seeing the shopping bags full of meds that are prescribed at a breakneck pace. Treat the symptom. Why worry about the cause? Reversible diabetes? That would cut into the bottom line now wouldn't it?
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  #18   ^
Old Tue, Feb-25-20, 09:25
Merpig's Avatar
Merpig Merpig is offline
Posts: 6,707
 
Plan: IF/Fung IDM/Carnivore
Stats: 375/251.4/175 Female 66.5 inches
BF:
Progress: 62%
Location: NE Florida
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Quote:
Originally Posted by Meme#1
also to add~ if someone is disabled before they reach 65, they can apply for Medicaid and Social Security Disability benefits.
various other reasons too. When my son unexpectedly died 18 months ago, in addition to the emotional trauma my daughter-in-law was terrified because she was a stay-at-home mom with three young children (8, 5, and 3 at the time) and all their medical coverage and income came from my son, and she didnít know what she was going to do.

But for now she and all the kids are collecting Social Security Survivors Benefits, all three kids are on Medicaid, and she is on something called Medicaid Share. Sheís learned that Medicaid patients are definitely treated like second class citizens but at least itís something and they try to stay healthy!

But my son did have a very good life insurance policy too which has also been a big help to them financially so I can see why you might want it. He had no problem getting a good policy because he was young and fit and in good health, until the day he keeled over and died!

Last edited by Merpig : Tue, Feb-25-20 at 09:34.
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  #19   ^
Old Tue, Feb-25-20, 09:30
Merpig's Avatar
Merpig Merpig is offline
Posts: 6,707
 
Plan: IF/Fung IDM/Carnivore
Stats: 375/251.4/175 Female 66.5 inches
BF:
Progress: 62%
Location: NE Florida
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Quote:
Originally Posted by patriciakr
The medicare I don't need as I am on my husband's work insurance. The medicare that will now deduct a significant amount from my social security payments because it costs to be on medicare part b etc.
I am not a fan.
well Iím on Medicare also and Iím a huge fan! When I went on Medicare it was like getting a $500/month raise as thatís how much cheaper Medicare was than what I was paying for medical insurance before Medicare.
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  #20   ^
Old Tue, Feb-25-20, 17:41
jschwab jschwab is offline
Senior Member
Posts: 6,369
 
Plan: Atkins72/Paleo/NoGrain/IF
Stats: 285/220/200 Female 5 feet 5.5 inches
BF:
Progress: 76%
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Quote:
Originally Posted by Meme#1
The way I think about it is that in countries where there is socialized medicine, they tax citizens 50% or more of their income to pay for it. They also must go to the doctor their socialized medecine sends them to. We here in the US can choose who we want to go to if we pay cash, or we go choose the health plan we want to buy and go to the doctors in that plan.
At 65, we in the US have medicare health coverage which is a government run program. Since we pay into social security out of our income and it's deducted out of each pay check by a small percentage, finally at 65 we start getting it back with Medicare health insurance and Social Security benefits.

also to add~ if someone is disabled before they reach 65, they can apply for Medicaid and Social Security Disability benefits.


That is a huge misconception about countries with national or universal health care that there is no choice, for one, and that we have greater freedom in spending our health care dollars. Some years back I was hemorrhaging during a time when I had "Cadillac insurance". I called many offices and was given a 4-6 month wait for each one even though I was soaking a pad every ten minutes for six weeks. And I live in a town with amazing access to health care. Try rural areas and see how much choice you have under a capitalist system.
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  #21   ^
Old Tue, Feb-25-20, 18:24
JessAus's Avatar
JessAus JessAus is offline
Senior Member
Posts: 676
 
Plan: Primal/IF
Stats: 220/165/176 Female 5'10"
BF:~40%/26.3%/29%
Progress: 125%
Location: Western Australia
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Quote:
Originally Posted by Meme#1
The way I think about it is that in countries where there is socialized medicine, they tax citizens 50% or more of their income to pay for it. They also must go to the doctor their socialized medecine sends them to. We here in the US can choose who we want to go to if we pay cash, or we go choose the health plan we want to buy and go to the doctors in that plan.


Our average tax percentage is 24% (19% for low income earners) We still get a choice of doctor or hospital and the right to seek second or third opinions. Our health system is second to none in my opinion and we have some of the best research facilities in the world.
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  #22   ^
Old Tue, Feb-25-20, 19:13
bluesinger's Avatar
bluesinger bluesinger is offline
Posts: 4,448
 
Plan: TheraKeto~Atkins72
Stats: 170/137/140 Female 62 inches
BF:24%
Progress: 110%
Location: Nevada Desert, USA
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Quote:
Originally Posted by JessAus
Our average tax percentage is 24% (19% for low income earners) We still get a choice of doctor or hospital and the right to seek second or third opinions. Our health system is second to none in my opinion and we have some of the best research facilities in the world.
As a rule, people in the United States have no true facts about Universal Health care, only brainwashing. They are led to believe (and willingly swallow it) that Europeans are overtaxed, when it is middle-income US Citizens who pay 1/3 of what they earn and get almost nothing except wars for our tax dollars.

I've lived under the Capitalist Healthcare System, Universal Healthcare System and Medicare. Most people aren't even aware that we pay a good amount (last year it was $1626 for those in my age group) deducted from our Social Security checks every month for Medicare Part B and that only covers 80% of the bills. This is just for the privilege of having Medicare Part B, and it is mandatory.

When I lived in Europe and was covered by Universal Health Care I was younger and fairly healthy, but the health care I needed never cost me a penny.

When I was covered by Military Health Care, I paid a co-py of $2 per doctor's visit and nothing for having my baby. This was in 1972. BTW, this is known as Cadillac Health Care and is what Congress has.
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