In looking over the waist/hip and waist/height ratios - I wonder if they aren't a product of our genes.

My waist/hip - waist/height ratio is due mainly from the genes I inherited. IMO I put on weight all over my body, so my ratios stay the same.

Others may be predisposed to putting on weight at the belly.

Does that mean we are genetically pre-disposed to insulin resistance (as my ratios say I am not insulin resistant)