Ladies, to put the mod hat on... let's keep it civil. We permit and encourage discussion regarding the different aspects of different plans. Now, if you want to create a Buddies/Challenge thread in that sub-forum, Key Tones, we generally won't let people crash the party so to speak and try to debate or dissuade people from their chosen plan. Maybe that would be a good idea; I would join. But around the rest of the forum, debate and personal experiences - good and bad - are fair game.