My husband has a small amount of saggy skin in his belly, but it's continued to improve, so I think it's too early to say if it's going to stick around or not. I don't really have much either. A little bit in my upper legs, but you can't see it unless I am standing with my leg up on something like a big step - then it hangs down a little. Other than that, we're pretty decent in that department (keep in mind our age - I am 28 and he is 29).

Dolphin - (sorry, don't know your real name!) Just stick with the plan - it's all you need to do. It's been a great ride for hubby and I. I keep him on track with the diet, and he tries to keep me on track with the exercise (which I'm limited on, but that's ok).